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We pick up again our discussion of how the wise man deals with the issue of money. Last week we learned that money and the honest pursuit of it are not, in and of themselves, evil. A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just. (Proverbs 13:22) There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up. (Proverbs 21:20 emp. mine p.e.p). It is, rather, greed and the love of money that are displeasing to God. Given that, we took note that those who are wise, first, discern value in their expenditures. To spend money is unavoidable, the wise, however, get good value for what they spend. Second, the wise prepare for the natural cycles of life and business, thereby, being prepared for lean times.
Today, let's take a look at two more traits of the wise in regard to their money. First (or third in our list), the wise seek counsel concerning their expenditures and their investments. A wise man is strong; yea, a man of knowledge increaseth strength. For by wise counsel thou shalt make thy war: and in multitude of counsellers there is safety. (Proverbs 24:5-6, emp. mine p.e.p) Of course, one can go overboard and succumb to the paralysis of analysis by searching out more and more advice while never doing anything. A wise man, however, will seek out adequate and qualified advice for significant expenditures and/or investments and then move ahead with his plans.
One needs to be wise enough know that he doesn't know. Many have lost large sums of money because they didn't seek wise counsel regarding and investment. Hucksters and modern “snake oil salesman” prey upon those seeking to “get rich quick”. Television evangelists prey upon those who are spiritually weak and easily led astray by their “health and wealth” gospel. “Plant a seed of a hundred dollars in sending us a check and God will multiply it a hundredfold!” What hokum! The wise will be able to discern what is legitimate and what clearly is “snake oil”.
Of course, the greatest source of counsel is the Bible itself. Thy testimonies also are my delight and my counsellers. (Psalms 119:24) Some of its best counsel regarding money is the counsel to avoid debt. The rich ruleth over the poor, and the borrower is servant to the lender. (Proverbs 22:7) cf. Prov. 6:1-5. A man void of understanding striketh hands, and becometh surety in the presence of his friend. (Proverbs 17:18) Many today are in the equivalent of indentured servitude because of burdensome debt.
Secondly, (fourth in our list) The wise work hard and they work smart. If the iron be blunt, and he do not whet the edge, then must he put to more strength: but wisdom is profitable to direct. (Ecclesiastes 10:10) Small changes can make a huge impact. How much easier the task of cutting wood if one is smart enough to apply a file to the ax. If he is in the business of supplying firewood to the community, then his income is directly proportionate to how much wood he cuts and splits. Is it not foolish to work with a dull ax? More wood equals more income and a sharp ax equals more wood.
Technology today advances at lightning speed. One who is wise will keep up with these changes that he can remain on the “cutting edge” (sorry, couldn't resist the pun). A man has a God-given responsibility to be a good provider for his family, (1 Timothy 5:8). To do so he'll wisely seek ways to leverage his work to accomplish more and earn more thereby being a good provider.
We must adopt the right attitudes toward money. God's word is wise counsel to keep us from the love of it and guide us in the honest and wise pursuit of it. Let's be wise with our wealth!
I want to personally thank Allen B. Wolf of Balancing the Sword for sharing with me much of the information in these articles regarding wisdom and wealth. |